Mar 05, 2009

Need Your FICO Score? Don't Ask Experian

This almost qualifies as "weird news": For whatever reason, Experian has stopped letting individual consumers (such as home buyers) access their FICO scores. You can still get your credit history, but not the score (not even if you're willing to pay for it).

This isn't the end of the world, since the other two of the "big three" credit reporting agencies (TransUnion and Equifax) will still give you a score. But because all three of them collect different information, you might not be able to find out if Experian's score is out of whack compared to the other two -- and deal with that fact before prospective mortgage lenders see your score.

For details, see this Wall Street Journal article.